Important Information and Disclosure

Compass Investments, LLC (“Compass Investments“) is an SEC registered investment adviser located in Williamsport, PA . Compass Investments transacts business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Compass Investments’ web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Compass Investments’ web site on the Internet should not be construed by any consumer or other individual as a solicitation to effect, or attempt to effect transactions in securities, or render personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Compass Investments with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Compass Investments, please contact the SEC or the state securities regulators for those states in which Compass Investments maintains a notice filing. A copy of Compass Investments’ current written disclosure statement discussing Compass Investments’ business operations, services, and fees is available from Investment Research Partners upon written request.

Compass Investments does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Compass Investments’ web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Different investments carry with them different amounts of risk. Past results are not indicative of future investment performance, and there is no assurance of future success.

Certain portions of Compass Investments’ web site, which includes newsletters, articles, commentaries, etc., may contain a discussion of, and/or provide access to, Compass Investments positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current positions and/or recommendations. Moreover, no client or other individual should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Compass Investments, or from any other investment professional. Compass Investments is neither a law firm nor an accounting firm, and no portion of the web site content should be construed as legal, accounting or tax advice.

Rankings and recognition by unaffiliated rating services and publications should not be construed by a client or prospective client as a guarantee that he or she will experience a certain level of results if Compass Investments is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past client endorsement of Compass Investments. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and submitted by the recognized adviser.

No information contained on this website should be considered investment advice, and should not be considered a substitute for, personalized individual advice from Compass Investments, or from any other investment professional.

Each individual agrees, as a condition precedent to his or her access to Compass Investments’ web site, to release and hold harmless Compass Investments, its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his or her actions and/or omissions which are independent of his or her receipt of personalized individual advice from Compass Investments.